戲罷曾無理曲時

سه شنبه 15 آبان 1397

服務商迅速增加,出台政策加強規范

نویسنده: ming li   

  服務商迅速增加,出台政策加強規范

  微信支付普及帶來日本旅購市場的進一步火爆,也吸引了越來越多的合規機構加入到了這個市場中來。作為微信支付境外商業鏈條的重要角色,2016年從事微信支付跨境業務的第三方服務商發展迅猛,數量不斷上升,規模不斷擴大,覆蓋行業不斷增加。

  為了維護一個公平、開放、獨立的海外服務提供商生態系統,微信支付海外開放平台推出了與海外服務提供商更明確的合作原則,使服務提供商能夠在一個健康、可持續的環境中蓬勃發展。

  大阪找換店,為身在外地的你提供最親切最便利最划算的日元兌換率。以後去大阪旅行,唔止可以「玩」到盡,仲可以「兌」到盡。

  通用產品能力升級,大力扶持境外商戶

  除了推出新的海外開放平台外,微信支付團隊還推出了“我們計劃”跨境支付產品智慧計劃。從申請開放、產品開放、物資支持、營銷支持、技術支持等方面加大對海外客商和服務提供商的支持力度,更好地讓中國出境遊客享受與國內一樣的“無現金”體驗。

  1、申請開放:海外商家微信支付接入應用在線。3步完成,顯著降低應用閾值;

  產品開放:開放微信外付費會員、信用卡、公共號碼、圈友廣告等產品功能,全面提升業務能力;

  3.物質支持:提供經營海外商店所需的各種基本材料,以更好地吸引中國遊客;

  4、營銷支持:形式豐富的營銷活動參考,如重大節日優惠活動、微信支付旗艦店運營等;

  5、技術支持:針對不同行業、國家和地區,提供針對性的指導,為用戶體驗和交易安全保駕護航。

  此外,微信支付還面向日本商戶升級了包括微信支付、會員、卡券、公眾號等通用產品能力,幫助日本商戶快速完成會員的招募與沉澱,為後續精准營銷打下基礎。而社會廣告的能力可以幫助日本企業更准確地定位中國遊客,借助LBS+大數據,引導中國遊客購物消費。

  香港的股票市場和中國內地的股票市場大不相同,為了加強直接的合作,於是兩地推出了深港通,在上海可以買香港的股票,港股通就是在香港能夠買內地的A股,而深港通其實就是在深圳購買港股,而認股證其實就是我們內地的期貨在香港也稱為窩旋。

  會玩!境外商家用起微信支付不輸國內

  日本商戶玩起微信支付來可以說絲毫不輸國內商戶:

  日本微信支付的利用率連續7個月以每月25%的速度增長。

  日本的堂吉訶德(DonQuijote)連鎖超市擁有37家與微信相關的分店;

  ·日本羽田機場免稅店微信支付的導入率已經達到75%;

  自日本北部與微信(WeChat pay)建立聯系以來的三個月裏,微信薪酬(WeChat pay)帶來了近10%的月度銷售額。

  無論是WE plan,還是全新的境外開放平台,微信希望通過不斷地開放,讓“無現金”更好地走向境外,通過升級境外商家的“實力”,為中國遊客提供跟國內一樣的“無現金”消費體驗。

  騰訊獲《亞洲銀行家》兩項金融創新大獎

  6月8日,在新加坡舉行的2017年亞洲銀行家商業成就技術創新獎頒獎典禮上,騰訊獲得“中國區非金融機構最佳創新中心獎”,同時,騰訊副總裁、騰訊支付基礎平台和金融應用線負責人賴智明獲頒“中國區創新領導力成就獎”。此次《亞洲銀行家》將兩個重要獎項頒給騰訊,也令騰訊成為首家並唯一獲兩項全場最重要大獎的互聯網公司,代表了權威專業機構對中國運用科技創新踐行普惠金融的認可。

  好現金」私人貸款計為香港初創公司提供香港信貸服務,讓有意在香港創業人士輕鬆獲得創業基金進行投資和營運。「好現金」私人貸款之貸款額最高可達120萬,還款期長達60個月,助你一步步,輕鬆實現創業夢!

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جمعه 11 آبان 1397

everything we need to know about

نویسنده: ming li   

  Byte-sized: how tech is revolutionising food production

  ‘Food computers’ can tell us everything we need to know about what we grow and eat

  about 21 hours ago Updated: about 16 hours ago

  Caleb Harper didn’t start out with the intention of revolutionising the food industry and building an army of “nerd farmers”. In fact, despite a family background in agriculture, his first career had nothing to do with farming. The man who has made a name for himself by building “food computers” started out as an architect.

  The easy-to-read guide of Hong Kong bed measurements offers queen size and single bed dimensions.

  “I used to professionally design data centres in the US, and hospitals around the UK. As an architect I was always designing climate because data centres are about getting rid of heat at all costs, so you’re really designing a building for a computer,” he explained. “And with the hospitals I was designing a building, especially surgical theatres, to protect for contamination and disease – the biologic control of an atmosphere or environment.”

  It seemed like a natural fit, if a circuitous route, to start building climates for plants. But the inspiration for his new career didn’t come from his background; it was a trip to Japan with the MIT Media Lab in the wake of the tsunami and Fukoshima disaster that triggered his interest.

  “Ostensibly I was there to work on cities, new cities: how would they rebuild cities destroyed by the tsunami, how would they bring the youth back to this rural landscape that had left for Sendai, and left for Tokyo, ” he said. “It looked a lot like where I grew up in South Texas, a post-apocalyptic version of where I grew up. The tsunami came, salt had contaminated the land, there was the radiation.”

  Climate

  He found one question occurred to him: if you don’t have the climate you need, could you build it?

  Harper created the OpenAg personal Food Computer, a a tabletop-sized agriculture technology platform that uses robotic systems to control and monitor climate, energy and plant growth inside a growing chamber.

  It can control climate variables such as carbon dioxide, air temperature, humidity, dissolved oxygen, potential hydrogen, electrical conductivity and root-zone temperature, and the various results in the plants can be tracked.

  That means the impact of various components on the plants can be tracked, leading to better ways to grow crops for specific purposes.

  That computer is the first of three components in Harper’s strategy: encoding it to make it digital. The hardware is open source, so anyone can build it, with the smallest food computer measuring one cubic foot. It’s aimed at everyone from children and makers to students and scientists. That particular one is a computer that Harper has been building since 2015.

  Trees inside computers

  Since then, he has branched out into food computers as big as containers, ones that can hold trees rather than small plants, and has worked with companies such as Ferrero, which buys a significant proportion of the world’s hazelnuts – hence the trees inside computers.

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  The topic makes for fascinating listening. It was also a key factor in bringing him to Ireland, to take part in AIB’s Sustainability Conference.

  The second component in this system is decode – understanding the digital signatures; the final stage is to recode, figuring out how to use this new information in the world.

  The ultimate result of this data could be a better way to grow crops, in different environments, using less water or a different type of fertiliser. It also means taking agriculture back to its roots in a way – open source.

  “We shared information since 10,000 BC with each other on what to eat, where to eat, how to eat, what won’t kill you, what will make you stronger. In the last 50 years, it’s become a lot more opaque,” he said. “A lot of the intellectual property was captured by companies, and a lot of those companies do and did help feed the world. It’s not like I think that they’re evil. But as the information got taken out of the space – the information on innovation in food – and as the people got farther away from needing to know how their food was grown, and all our populations shrunk that were working in agriculture, we’ve ended up with this moment in time where we don’t have much information and the general consumer doesn’t know much. This is why I build those tools for kids and why I operate the global community of nerd farmers.”

  The idea that we have to do more with fewer resources is an increasingly common theme. A recent report from the UN warned we have less than two decades to reverse the damage we are doing to the planet or risk completely destabilising the climate. That would lead to increased food scarcity as insects – vital for crop pollination – lose their habitats.

  Water shortages

  There is more bad news ahead. The world’s population is set to hit 10 billion by 2050, and producing food for the planet will take its toll on the environment. Farming already contributes to the changing of our environment through deforestation and water shortages in a bid to produce more food, increased greenhouse gases from livestock, and agricultural pollution that poisons the oceans.

  There has been a shift in how we consume food, Harper said.

  “As a general rule of thumb, the customer for food has changed. We don’t want as much of it as cheap as we can get it any more. That was what we wanted from the 1970s to 2010 or a little bit earlier. The customer has changed to ‘I want to know how good is it for me, I want to know how good is it for the environment. Is it safe for my children, will it make them healthy and i want to be able to afford it,’” he said.

  “We need to know more about what we put in our bodies. The reason organic became mainstream is not that it’s necessarily any better for us, it’s that we believe it’s better for us and it’s marketed as better for us. It’s an open question scientifically, does that organic vegetable contain more nutrition than the conventional vegetable? That’s actually really hard to answer because at what time of year are you talking about. Which vegetable? Which market?”

  These questions are all hard to answer – for now. But technology such as the food computer could help with that in the future as it yields more data that can be used to grow crops and develop them.

  Sustainable farming is more and more used in the world. In Ireland, Origin Green encourages Irish farmers to work on food sustainability and prolong the lifespan of unique natural resources through contemporary farming.

  It could mean a dramatic shift in farming in the future.

  “If you are a young person now, imagine that this moment in time is the exact same moment as the ’60s or ’70s of personal computers and the digital revolution, but it’s repeated today with biology,” Harper said. “ It’s the digital-biologic convergence.”

  Tough road

  It’s a tough road, though. Distrust of genetically modified food among consumers has made it difficult to argue the case in favour of the foodstuff.

  “There is a portion of the population that is incredibly fearful of GMO, and maybe their minds will never be changed, because it requires a lot of nuanced knowledge to understand what that means,” he said. “But then there’s a young generation that is racing towards this neo-biologic future that is the combination of biology and the digital world. It’s really exciting to see that.”

  Ultimately the greatest weapon in this fight will be transparency and truth. The move has already started with the ability to sequence the human genome; people are also learning about more their gut microbiome.

  “As you know about your genetics and the trillion other organisms that are inside you, you start to realise it’s all one ecosystem and it all runs on the fuel that you give it,” said Harper. “I think that is causing us to be much more precise about what we eat and why, but the problem with that is there’s a huge lack of transparent information about what we eat and why.”

  That is certainly an issue, with fad diets and conflicting information about the nutritional value of food at one end of the scale, and a lack of understanding about how and why we should eat certain other foods at the other end of it. But that could soon be brought to an end.

  “We’re getting into the ability through technology to raise the curtain on food. It really requires that whole supply chain to become a set of ones and zeroes,” Harper said.

  “What needs to happen is the digitisation of this space, meaning with digital technology, with more information will come truth. I think there’s whole lot of truth that’s about to come out about what we eat, how it affects us. We are getting very close.”

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دوشنبه 7 آبان 1397

中國電動汽車節能白皮書指出我國節能發展方向

نویسنده: ming li   

  中國電動汽車節能白皮書指出我國節能發展方向

  10月26日發表的“中國電動汽車節能白皮書”.白皮書是由中國質量認證中心,全國自行車電動自行車質量監督檢驗中心、國家質量監督檢驗中心(天津),摩托車貝爾集團聯合發布。鍾欣

  新華社北京10月27日電記者27日從國家自行車質量監督檢驗中心獲悉,隨著“中國電動汽車節能白皮書”的出台,行業節能發展有了新的方向。

  白皮書分為八章。本文從不同的維度系統闡述了電動汽車工業能耗的現狀,分析了電動汽車工業對節能減排的重大貢獻。並總結了電動汽車節能技術及標准化路徑。

  “白皮書全面、詳細的數據,深入分析現狀的電動汽車行業節能和節能路徑、節能產業發展證明可行的發展路徑,巨大的參考價值。中國自行車協會秘書長郭文玉說。

  10月26日發表的“中國電動汽車節能白皮書”.中國質量認證中心、國家自行車質量監督檢驗中心、國家摩托車質量監督檢驗中心(天津)等機構貼上了第一批具有五星級節能標志的節能產品。鍾欣

  白皮書由中國質量認證中心、國家自行車和電動自行車質量監督檢驗中心、國家摩托車質量監督檢驗中心(天津)和尾礦集團聯合發行。為表彰其對制定和推廣節能標准的貢獻,中國質量認證中心還向電動自行車和電動摩托車節能標准“起草單位”頒發了牌匾。

  退休保險顧問服務為您創造無憂自在未來。投資顧問為您退休年金比較各項保障計劃,讓您更清晰理解各計劃,及早為自己制定財富規劃目標,讓退休後仍享穩定收入。立即預約免費諮詢,及早籌備退休計劃,未來越安枕無憂!

  “在節能領域,我們積累了大量的經驗,開發了大量的核心節能技術。”貝爾集團姚立質疑時,如自主研發的“雲電力系統“電池、控制器、充電器、電機功率升級,4個核心組件的“能源效率高達93%。例如,使用相同容量電池,貝爾電動車可以運行超過20公裏。

  中國質量認證中心南京分公司副主任儲建平表示,通過對節能節電現狀的深入探索和系統化,為電動汽車行業抓住節能發展機遇提供了有價值的參考。他們還在第一批節能產品上貼上了五星級節能標簽,主題是“節能中國走得更遠”。

  記者還了解到,呼籲更多的行業加入“節能”的探索,貝爾聯合監理單位、行業協會和許多產業鏈企業代表簽署並發布在電氣節能倡議,倡議,加強自律,促進綠色產業的可持續發展。

  姚立透露,他們將在本月在全國200多個城市開展裏程極速賽活動,結合實際案例,讓節能旅遊深入人心,共同推動行業進一步發展。

  國家電動自行車質量監督檢驗中心副主任鄭培東也表示,希望更多的企業與國家有關部門共同制定標准,采取實際行動,高舉節能發展的旗幟。

  為您提供易借易還的「好現金」私人貸款服務,借款 手續輕鬆簡單,客戶可透過貸款熱線甚至網上即時申請,全程無需現身!「好現金」借貸利息特低,還款期更長達60個月,助您輕鬆安排清還所有貸款,真正做到易借易還。

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سه شنبه 1 آبان 1397

香港十多年來首次提高港元最優惠貸款利率

نویسنده: ming li   

  

  網絡房屋貸款小編根據數據通道民意,認真組織有關香港港元提出最好的貸款利率首次超過10超級廉價環境結束,第十條,文章希望金融和投資可以幫助你。

  星期四(9月27日),香港的主要銀行彙豐銀行宣布了香港的最佳貸款利率從9月28日的5%提高到5.125%,這是自2006以來銀行首次提高貸款利率。

  當天早些時候,隨著美聯儲加息,美元兌港元彙率繼續波動近100個百分點,至7.8079港元。7.8100港元,美元作為當前天彙豐銀行提高了最優惠的利率,標志著結束十多年的超低利率環境。然而,隨著市場的充分預期,美國元兌美元彙率並未波動。

  香港銀行為港元設定的最優惠貸款利率,是貸款的基准利率,特別是物業按揭貸款的基准利率,而港元貸款利率的上升標志著本地利率周期正常化的開始。

  退休保險顧問服務為您創造無憂自在未來。投資顧問為您比較各項退休年金保障計劃,讓您更清晰理解各計劃,及早為自己制定財富規劃目標,讓退休後仍享穩定收入。立即預約免費諮詢,及早籌備退休計劃,未來越安枕無憂!

  彙豐在香港的首席執行官,"Diana Cesar,"他說,今天的行動標志著區域利率的正常化周期的開始,相信香港已經准備好了。根據銀行的亞太咨詢梁兆基,預計明年香港的GDp將增長2%至2%。

  香港金管局加息25個基點

  受美聯儲加息的影響,金管局將貼現窗口基准利率上調25個基點,至2.50%。這是銀行透過貼現窗口向金管局借入港元流動資金的基准利率。

  將提高利率在香港前夕,香港最近美元已經飆升。受美元強勢影響,星期五(9月21日)美國美元兌香港元暴跌近500點,為2003年9月以來最大跌幅,突破7.80的中值強度保證,回落至十一月低點。

  香港銀行同業拆借利率(HIBOR)報2.27429,為近10年來最高,3個月港元HIBOR升至2.27321,為6月7日以來最大漲幅.

  美聯儲在淩晨宣布上調25個基點,將聯邦基金目標調整至2-2點。25,這是自2008年以來的最高水平。這是自2015年底美國聯邦儲備理事會(美聯儲,fed)第八加息。

  提高利率可能對資產市場構成更高的風險

  香港金融管理局表示,資本外流只占以前流入量的10%左右,資本流動本身不會對利率或銀行體系產生很大影響。港元在周五的波動是季節性的和一次性的,不會影響聯系彙率制度。

  香港金管局總裁後來說,陳德霖,預計銀行將很快提高優惠利率,居民應該謹慎地管理風險。超低利率環境將發生變化,如果貿易摩擦繼續影響股市,香港消費者信心將受損。

  同時,香港財政司司長陳茂波指出,香港的銀行極有可能提高利率,提高利率可能會對資產市場構成更大的風險。

  香港進入加息周期

  多間香港銀行已提高活期存款利率,以吸引更多資本及紓緩流動資金,因為美聯儲提高利率,而港元因資本外流而繼續走弱。

  彙豐的連續加息具有較強的示范意義向其他銀行,中小銀行更迫切的需要使用利率來防止過度損失錢。隨著季節性因素的影響,銀行間利率將同步上升,香港銀行業新一輪加息有望全面展開。

  「好現金」低息 私人貸款,實際年利率低至3.32%,免手續費。優惠期間,成功申請並提取貸款的客戶即可獲得高達3,500港元現金回贈。立即填寫網上表格,實現心中「您」想!

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